Debt & covenants
Loan abstraction, the extension test, covenant headroom under stress in Singapore and the US, the energy register your lender asks for, and debt at SPV level.
- 14:07
Loan Abstraction
EnglishAutomated extraction of critical lease terms, dates, rents, and tenant obligations from commercial leases into structured, searchable databases.
- 23:25
Will the loan really extend? (EN)
EnglishEllie tests a loan extension against the amended debt-yield covenant and works out the cure before the committee decides.
- 36:00
The headroom that was not there (EN)
EnglishA listed Singapore trust tests its loan covenants across S$3.3 billion of debt in four currencies; Ellie reads the documents the treasury tracker was meant to summarise and finds 159 basis points of headroom that do not exist.
- 46:27
The headroom that was not there (US, EN)
EnglishA Manhattan office REIT tests its covenants across $3.3bn of debt; Ellie reads the documents behind the treasury tracker and finds 159 bps of headroom that do not exist.
- 53:32
Are your energy figures ready for the lender? (EN)
EnglishEllie rebuilds a building's energy-use figure from meter photos and approved plans before it goes to the lender.
- 61:56
Seorim portfolio walkthrough — SPV level (English)
EnglishEllie rebuilds the holding company on the corrected rent and shows the asset-level catch flowing into NOI, distributable cash and the loan covenant.
- 72:13
Seorim portfolio walkthrough — SPV level (한국어)
KoreanEllie가 지주회사를 정정된 임대료로 다시 구성하고, 자산 단위의 포착이 순영업이익과 분배가능현금, 대출 약정으로 흘러드는 과정을 보여줍니다.